Robo-Advisers lose their innocence

Human nature does not change - despite all the talk about Robo-Advisers. The computers may be programmed so that they do not select the best possible investments for you!

https://www.bloomberg.com/news/articles/2017-07-27/your-robo-adviser-may-have-a-conflict-of-interest

Blue Apron's VC backers have made gobs of money — while regular investors have taken a bath (APRN)

Ordinary Investors - lambs led to the slaughter by insiders, market professionals and intermediaries. All the world's regulation is useless! Leave IPO's to the Pros
Blue Apron's VC backers have made gobs of money — while regular investors have taken a bath (APRN)

The REAL problem with ETFs

As it is so easy to buy/sell the ETF, and in effect the market, and so much money is controlled/advised by 'professional' advisers (even more subject to herd instinct) the moment the markets turn, or a light downtrend accelerates, will be when ETF investors rush to the exits - and the door will be awfully narrow.
No bubble in ETFs?